No billing surprises.
We verify your benefits before your first visit and explain them in plain language: what your plan covers, what you will owe, and whether anything needs authorization first.
Four words that decide what you pay.
Deductible
The amount you pay out of pocket each year before your insurance starts sharing costs. If you have not met it, early visits may cost more.
Copay
A fixed amount per visit, often between $20 and $75 for physical therapy. Your card or plan documents usually list it as "specialist" or "PT/OT/ST."
Coinsurance
A percentage of each visit's cost that you pay after meeting your deductible, commonly 10 to 30 percent, until you reach your out-of-pocket maximum.
Authorization
Some plans require approval before or during care, or a physician referral. We track and handle these requirements for you.
Plans we commonly work with
This list is configurable for the practice and does not guarantee that your specific plan or tier is in network. Coverage is always determined by your insurer, which is exactly why we verify before you visit.
Self-pay
No insurance, out of network, or prefer to skip the paperwork? We offer straightforward per-visit self-pay rates, quoted up front before you commit. Call the clinic for current pricing.
Workers' compensation and auto injuries
We treat work and auto injury claims regularly. Bring your claim number and adjuster or attorney contact, and we will coordinate authorizations and documentation with your care team.
Payment policy
Copays are due at the time of service. We accept major cards, HSA and FSA cards, and cash. If a balance surprises you, call us first. We would rather explain a bill than send one twice.
Verify your insurance
Send us your plan details and we will check your physical therapy benefits and get back to you, usually within one business day.
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Verification is a free courtesy and is not a guarantee of payment. Final coverage is determined by your insurer when the claim is processed. Submitting this form does not create a provider-patient relationship.
Request received
Our team will contact your insurer, then reach out with a plain-language summary of your benefits, usually within one business day. Nothing is scheduled and nothing is owed until you decide to book.